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3995 Fashion Square Boulevard
Saginaw, MI, 48603
United States

800.833.6243

Intercultural student exchange programs for high school students, 
teenagers, youth, host families, schools & communities to more than 70
foreign countries.

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Insurance Requirements for Exchange Students to US

All international exchange program students are required to carry insurance for their duration of stay.

All YFU students coming to the U.S. are required to carry insurance for the duration of their stay. The majority of students are insured through Dr. Walter. Some students are insured through their YFU National Office’s preferred plan, or through scholarship-specific insurance. Please see below to determine which plan applies to your situation. 

2023-2024 Dr. Walter Illness & Injury Insurance and Liability Insurance

Policy #: PWG-100007 / YFU Global / 2023

All YFU students are on this plan; except for grant students (CBYX, YES, & FLEX) and students from: YFU Belgium, YFU Denmark, YFU Netherlands, YFU Switzerland, and ITEA Spain. Please scroll down for plan details re: these students.

The Dr. Walters policy is administered by Global Excel in the US. Global Excel can be reached at: 877.835.6243 or 786.522.1345; assistance@globalexcel.com. Students and host families should contact Global Excel prior to seeking medical care. Global Excel will provide students and families with the name of a nearby physician, urgent care, or hospital.

ASPE Plan for Congress-Bundestag (CBYX), future Leaders Exchange (FLEX) & Youth Exchange and Study (YES) Students

CBYX, FLEX and YES students are enrolled in the ASPE insurance plan provided by the U.S. Department of State. The plan is administered by Seven Corners. All students receive temporary ID cards and plan materials prior to departure for the USA. CBYX, FLEX and YES students will receive their official ID cards and plan materials in a mailing from YFU USA shortly after their arrival.

Each student has a different policy number beginning with “PD.” This can be found on the student’s insurance card/coverage document and is referred to as “MyPlan ID” or “ID#.”

YFU Partner Insurance Plans

Students from the partner offices below are insured under plans provided by their sending office. Please find plan information and documents below. These students are provided insurance materials prior to their departure for the USA.

YFU Germany

Policy #: PWG-100007 / YFU Deutschland / 2023

  • Summary

  • Handbook

  • Claim Form

  • This policy is administered by Global Excel in the US. Global Excel can be reached at: 877.835.6243.

YFU Netherlands

  • Handbook

  • Summary

  • Letter from Tasman

  • Phone number for the ins (“Alarm Center”): +31 20 59 29 187

  • Email: info@tasmanverzekeringen.nl

  • Each student has a different policy number that begins with “TAS230.” The student’s policy number can be found on their insurance card.

  • Students are expected to pay “smaller” medical costs upfront and submit a claim for reimbursement. Smaller costs are defined as up to 250 Euros.

  • If higher costs are expected (hospital and/or the student is referred to a specialist), the student must call the alarm center and the costs can be paid directly to the provider. The alarm center can be reached at: +31 20 59 29 187.

  • Website: www.tasmanverzekeringen.nl

YFU Switzerland

Policy #: CC008516

  • Handbook

  • Claim Form

  • Students from YFU Switzerland have CISI Insurance. This policy utilizes the Aetna Network in the US.

  • Phone: 1-877-714-8179 or 1-603-952-2660

  • Email: mail@oncallinternational.com

  • Website: www.culturalinsurance.com

Spain - ITEA

Policy #: 14095000364100

*Only students from the ITEA office in Spain are covered by this policy; students from YFU Spain are covered by Dr. Walter (info above)

  • Handbook

  • Sample Insurance Card

  • This policy is administered by AXA in the US

  • Contact Info: 1-833-542-4124; support@iteaidiomas.com

  • Website: https://www.aon.com/spain/default.jsp

YFU Belgium

YFU Denmark

  • Summary

  • Handbook

  • How To Use Gouda’s Online Doctor (in Danish)

  • Students should contact the Gouda 24 hour Alarm Centre at +45 33 15 60 60 before going to the doctor, hospital, etc. The center will guide students re: what to do and help with billing. English and Danish are spoken at this number.

  • Email: alarm@gouda.dk

  • Each student has a different policy number. The policy number can be found on their insurance card.

  • Claims center: +45 88 88 81 60; skade@gouda.dk

American Study Abroad insurance 2023-24

Study Abroad Students (all countries except Germany)

Policy #: PWG-100007 / YFU Global

Study Abroad Students to Germany